:root{--navy:#0f1a2e;--charcoal:#1c2538;--accent:#ff6b00;--accent2:#0a84ff;--light:#f7f8fb;--muted:#6b778d;--border:#e6e8ef;--radius:12px;--shadow:0 8px 30px rgba(15,26,46,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Nunito",system-ui,sans-serif;color:var(--charcoal);background:#fff;line-height:1.65}
a{color:var(--accent2);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%} .container{max-width:1220px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;gap:8px;padding:13px 20px;border-radius:10px;font-weight:700;border:0;cursor:pointer}
.btn-primary{background:var(--accent);color:#fff}.btn-secondary{background:var(--navy);color:#fff}.btn-ghost{background:#fff;border:1px solid var(--border)}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.header-top{background:var(--navy);color:#cbd5e1;font-size:13px}.header-top .container{display:flex;justify-content:space-between;padding:8px 20px}
.nav{display:flex;justify-content:space-between;align-items:center;padding:14px 0}.logo{font-weight:900;font-size:20px;color:var(--navy)}.logo span{color:var(--accent)}
.nav-links{display:flex;gap:6px;list-style:none;margin:0;padding:0}.nav-links a{padding:10px 12px;font-weight:600;font-size:14px;color:var(--charcoal)}
.mega{display:none;position:absolute;left:0;top:100%;width:900px;background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow);padding:20px;grid-template-columns:repeat(3,1fr);gap:18px}
.nav-links li{position:relative}.nav-links li:hover .mega{display:grid}.mega h4{margin:0 0 8px;font-size:12px;color:var(--muted);text-transform:uppercase}.mega a{display:block;padding:6px 0;font-size:14px}
.mobile-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:10px;padding:10px 14px}
.mobile-drawer{display:none;position:fixed;inset:0;z-index:60;background:#fff;overflow:auto;padding:20px}.mobile-drawer.open{display:block}
.acc{border-bottom:1px solid var(--border)}.acc button{width:100%;text-align:left;padding:14px 0;background:none;border:0;font-weight:700;display:flex;justify-content:space-between}
.acc ul{display:none;padding:0 0 10px;list-style:none}.acc ul.open{display:block}
.hero{background:linear-gradient(180deg,#f7f8fb 0,#fff 100%);padding:48px 0 28px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px}
.kicker{display:inline-block;background:#fff3e8;color:var(--accent);font-weight:800;font-size:12px;padding:6px 10px;border-radius:999px;border:1px solid #ffe0c2}
h1{font-size:clamp(28px,4vw,44px);line-height:1.1;color:var(--navy);margin:14px 0}.lead{font-size:18px;color:#334155}
.card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:20px;box-shadow:var(--shadow)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.badge{display:inline-flex;background:var(--light);border:1px solid var(--border);padding:6px 10px;border-radius:999px;font-size:12px;font-weight:600}
.section{padding:52px 0}.section-alt{background:var(--light);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.h2{font-size:clamp(22px,3vw,32px);color:var(--navy);margin:0 0 14px}
.breadcrumb{font-size:13px;color:var(--muted);margin:10px 0}
.faq details{border:1px solid var(--border);border-radius:12px;padding:14px 16px;background:#fff;margin-bottom:10px}.faq summary{font-weight:700;cursor:pointer}
.sticky-cta{position:fixed;bottom:16px;left:50%;transform:translateX(-50%);z-index:55;display:none;gap:10px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:8px;box-shadow:0 12px 40px rgba(0,0,0,.18)}
.sticky-cta a{padding:12px 18px;border-radius:999px;font-weight:800}
.form{display:grid;gap:12px}.form input,.form select,.form textarea{width:100%;padding:12px 14px;border:1px solid var(--border);border-radius:10px;font:inherit}
.footer{background:var(--navy);color:#cbd5e1;padding:50px 0 20px;margin-top:40px}.footer a{color:#e2e8f0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
@media(max-width:980px){.hero-grid,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.nav-links{display:none}.mobile-toggle{display:block}.sticky-cta{display:flex}}